Experience Modification Factors


Businesses with workers’ compensation premium in excess of $7,500 are exposed to an experience modification factor - a measurement of how you perform vs. your peers.  

A high experience modification factor substantially increases the cost of your workers’ compensation policy, with the potential to more than double the premium that you are paying.


We find that more than 90% of experience mod factors are miscalculated or mismanaged.


WorkComp Solutions reviews each experience modification factor for accuracy, while providing the education and support needed to properly manage it.  We work with you to prevent and reduce workplace injuries, helping you earn a credit from your experience modification factor - freeing up cash for you to reinvest in your business.